Isn't it irritating when you that you take the time out to keep fit, eat the right foods and generally take care of yourself yet you pay the same amount in health insurance premiums as your couch potato pal?

Comparing health insurance policies can make you ill!  However there is now an organisation dedicated to helping women negotiate their way through a myriad of policies for all aspects of healthcare and other financial advice. Towergate Financial 4 Women is a new team of female financial advisers who specialise in giving independent, impartial, jargon free advice to women throughout the country.

They have also linked with the providers of an interesting new concept in health insurance - you get money off your premiums if you actively look after yourself.  So you are, literally, investing in yourself if you go to the gym, exercise more and eat well.  This policy can let you earn points which can ultimately give you up to 100% of your premiums back in the next year.  Reflecting your state of health rather than increasing the premiums each year as you get older.

Adele Jones of Towergate Financial 4 Women says “ This policy is unique, a brilliant idea which allows health conscious individuals reap the rewards of their efforts, clients can literally manage their premiums by managing their health - even when they have to claim on the policy!”

The insurance works by calculating the difference between the annual premium and any claims.  If you have paid more in premiums than you have claimed then you receive a percentage of the unclaimed premium back as a reward.  This is deducted from the next years costs. This is regardless of your level of activity, if you then participate in a healthier lifestyle you can earn an even bigger discount on your next years premium.

For more details contact Towergate Financial 4 Women on 01924 351070 or e-mail This e-mail address is being protected from spambots. You need JavaScript enabled to view it